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Retire in Bali Cost of Living: Is it Affordable for Everyone?

Retire in Bali Cost of Living – Bali is a beautiful island in Indonesia that is known for its stunning beaches, lush forests, and vibrant culture. Many people dream of retiring in Bali, but the cost of living is a major consideration. In this article, we’ll take a closer look at the cost of living in Bali to help you decide if it’s the right retirement destination for you.

Retire in Bali Cost of Living


The cost of housing in Bali varies depending on the location and type of property you’re interested in. A one-bedroom apartment in a popular area like Seminyak or Ubud can cost anywhere from $300 to $600 per month, while a larger two-bedroom villa can cost $1,000 or more. If you’re looking to buy a property, you can expect to pay around $100,000 to $300,000 for a modest villa.


Utilities in Bali are relatively affordable. Electricity and water bills for a small apartment typically cost around $50 per month. Internet and cable TV can be added for an additional $30 to $50 per month.


Bali is known for its delicious cuisine, and eating out is relatively cheap. A meal at a local warung (small restaurant) can cost as little as $1 to $3, while a more upscale restaurant can cost $10 to $20 per meal. If you prefer to cook at home, groceries are also affordable. A week’s worth of groceries for two people can cost around $30 to $40.


Getting around Bali can be challenging, as traffic can be quite congested. However, transportation is relatively cheap. A taxi ride across town typically costs around $3 to $5, while a day rental for a scooter costs around $5 to $10. If you’re planning to drive, you can purchase a new scooter for around $1,000.


Healthcare in Bali is affordable, but the quality of care can vary depending on where you go. Many expats opt to purchase international health insurance to ensure they have access to quality care. A doctor’s visit typically costs around $20 to $30, while a dental checkup can cost $30 to $50.


Bali is known for its vibrant nightlife, and there are plenty of affordable entertainment options. A movie ticket typically costs around $5 to $7, while a night out at a club or bar can cost $20 to $50, depending on the venue. If you prefer quieter activities, there are plenty of cultural events and art galleries to enjoy for free.

Overall Cost of Living

The cost of living in Bali is relatively affordable compared to many other popular retirement destinations. If you’re able to live modestly, you can expect to spend around $1,500 to $2,000 per month on living expenses. This includes housing, utilities, food, transportation, healthcare, and entertainment. However, if you want to live a more luxurious lifestyle, you can expect to spend closer to $3,000 per month or more.

It’s important to note that the cost of living can vary depending on your lifestyle and preferences. If you’re planning to live in a more expensive area, travel frequently, or have more expensive hobbies, you’ll need to budget accordingly.

Here are some of the benefits of being retired and living in Bali:

Affordable cost of living: Bali has a relatively low cost of living compared to many other popular retirement destinations. Housing, food, transportation, and healthcare are all affordable, which can make retirement savings go further.

Warm climate and beautiful natural scenery: Bali has a tropical climate with warm temperatures year-round, which can be particularly appealing to retirees who want to escape colder climates. Bali is also known for its stunning natural beauty, including beaches, forests, and mountains, which can provide a peaceful and relaxing environment for retirees.

Rich culture and traditions: Bali has a unique and vibrant culture, with a strong emphasis on religion, art, and dance. Retirees who are interested in learning about and experiencing different cultures may enjoy immersing themselves in Balinese traditions and customs.

Wide range of activities and entertainment: Bali has a diverse range of activities and entertainment options, including yoga and wellness retreats, cultural events, art galleries, and water sports. Retirees can keep themselves busy with a variety of activities, or simply relax and enjoy the laid-back lifestyle.

Expat community: Bali has a large and welcoming expat community, which can provide support and a sense of community for retirees who are new to the area. The expat community in Bali is diverse, with people from many different countries, which can make it easier for retirees to adjust to living in a new place.

Access to healthcare: While the healthcare system in Bali may be different from what retirees are used to in their home country, there are quality healthcare options available in Bali. International hospitals and clinics are available, and healthcare costs are relatively affordable compared to many other countries.